Well, the brothers were having a chat, and they started to wonder what would happen to a perfectly honest and intelligent stranger adrift in London without a friend, and with no money but that million-pound bank-note, and no way to explain why he had it. Brother A said he would starve to death; Brother B said he wouldn't.

Brother A said he couldn't offer the banknote at a bank or anywhere else, because he would be arrested on the spot. So they went on arguing till Brother B said he would bet twenty thousand pounds that the man would live thirty days, at least, on that million, and keep out of jail as well. Brother A accepted the bet. Brother B went down to the Bank and bought that note. Just like an Englishman, you see - brave, and doing things quickly. Then he dictated a letter, which one of his clerks wrote out in a beautiful round hand. After that the two brothers sat at the window all day looking for the right man to give it to.

They saw many honest people go past who were not intelligent enough. Other people were intelligent, but not were honest enough. Many people were honest and intelligent, but they were not poor enough. If they were poor enough, they were not strangers in London. There was always something wrong, until I came along. However the brothers agreed that I filled the bill all around; so they had unanimously chosen me. And now here I was, waiting to know why I was called in.