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The million pound banknote

'The fact is, Lloyd, you are no worse off than I am. I can't really understand it myself.'

'Dear me, it is amazing, isn't it? Why,just three months ago we went to the What Cheer restaurant - went there at two in the morning. We had a chop and coffee after working hard for six-hours over those Extension papers. I tried to persuade you to come to London with me. I offered to get leave of absence for you and pay all your expenses, and give you something over if I succeeded in making the sale. You would not listen to me, said I wouldn't succeed, and you couldn't afford to lose business and it would take you a long time to get the hang of things again when you got back home. And yet here you are. How odd it all is! How did you happen to come, and whatever gave you this incredible start?