I said, very politely 'It would be an big help to me if you could wait some days for the money. I am not carrying any small change on me.'

The fellow's face showed that he did not believe I could pay for the suit. He said 'Oh, you haven't any small change? Well, of course not, I didn't expect it. I'd only expect gentlemen like you to carry large change.'

This made me rather annoyed. So I said 'My friend, you shouldn't always judge a stranger by the clothes he wears. I am quite able to pay for this suit. I simply thought that it would be inconvenient for you to have to give change from a large banknote.'

His behaviour changed a a bit when he heard that. But he still acted as though he was much better than I was. He said 'I didn't mean any particular harm. But if we are criticizing each other, I might say that you have no reason to think that we can't give change for any note that you are carrying around. You are wrong, because we can.'

I handed the note to him, and said 'Oh, all right then; I apologize.'